Retirement Plans

Human capital is and will always be the engine of every organization. The ability to recruit and keep high-level talent takes being different than your competition. Southern Capital can help your organization move beyond the “basic” 401k plans that are a given in the workforce today. Being thoughtful about the needs of the owners, the priorities of the organization, and the funding abilities that exist must be considered when designing a plan that stands out from the competition.

The laws and regulations surrounding the retirement planning area are ever-evolving. We will partner with your human resources director to completely understand what is needed and design a plan tailored to your organization. Most providers stop there. Your plan will be assigned to a dedicated CFP® professional who will regularly be on-site to visit with your employees and to help them with financial planning-related concerns. There is a direct correlation between an employee’s work performance and their sense of financial well-being. Our job is to partner with your organization to help your employees make good financial decisions and provide for their long-term success….which in turn makes your organization
stronger.

Services we provide include:

A deep dive into the goals of the organization
Plan design that helps to maximize tax efficiency for owners/key executives/tenured employees
Investment menus that promote long-term growth with minimal fees
Implementation of investment policy procedures for the plan administrator
Dedicated CFP® professional coverage for employee education and direction
Constant updates as to IRS and Department of Labor changes in the retirement planning landscape